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About UsRaley, Watts & O’Neill (RWO) is an insurance and financial services brokerage that prides itself on getting it right- from coverage to comprehensive safety planning. With deep roots in Maryland, RWO is here to help individuals and businesses obtain the right insurance program to meet their needs and risks. Insurance can be complicated, but RWO’s talented staff will work with you to minimize the coverage you need.Read More: RWO History, RWO Mission Statement, Why RWO? RWO HistoryRWO has a rich history in Southern Maryland. On July 1, 2006, RWO became a new organization by combining two brokerages that believe in providing superior customer service. Raley, Watts, & Associates was established in 1953 in California, Maryland, and Alger & O’Neill Insurance was established in 1961 in La Plata, Maryland. Today, RWO is leveraging the combined strengths of both companies and is working to become a world-class organization.RWO Mission StatementTo be a world class business with world class people with world class benefits doing world class work with C.A.R.E.Why RWO?Clear, Straightforward LanguageRWO will explain the insurance process to you in clear, straight forward language. We want you to know where your money is going and what factors determine the cost of insurance for your firm. Training and Education We provide a variety of free training on everything from defense driving to forklift safety. We also do job site audits and provide planning and tracking tools to help you stay OSHA-compliant. Over the past year, RWO has provided its clients with free classes on CPR/First Aid, 401k, employment practices, and 125 plans. Each RWO client gets access to a custom safety website. Transparency of Insurance Costs Similar insurance companies can generate vastly different premiums based on a variety of reasons, from loss history to the quality of safety planning. Do you understand the factors impacting what you pay for insurance? Do you know how much you are paying your agent? We will take the time to explain what drives you fees and design a plan to keep your insurance costs as low as possible. The Right Coverage at the Right Time Do you thoroughly understand how you insurance program works? A cheap premium does you no good if you have no coverage when a loss occurs. Many companies do not realize that key exposures are under-insured –- or worse not covered at all—until there is a serious loss. Comprehensive Coverage Thorough coverage rarely costs significantly more, but it takes in-depth analysis and expertise to get it right. |
© 2007 Raley Watts & O'Neill